Equifax, TransUnion, and Experian all offer account freezing for free. Take advantage of it! It is a great way to prevent someone from wrecking your credit

  • Moobythegoldensock@lemm.ee
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    8 months ago

    It’s also just for Experian, and not all lenders take it into account. If your lender prefers to use Transunion for example, then it doesn’t mean shit.

    Source: I had a 750+ score according to Experian with boost, but Transunion had me at blank due to using a debit card only for 15 years and paying off all my debt. Chase wouldn’t give me a card because they only wanted to pull from Transunion, and they didn’t give a crap about Experian.