Congrats on making it that far! I’m sure you’ll have a fully funded emergency fund before you know it. I hope no emergencies come up while you build it, but if they do, don’t let that discourage you!
Congrats on making it that far! I’m sure you’ll have a fully funded emergency fund before you know it. I hope no emergencies come up while you build it, but if they do, don’t let that discourage you!
I think you give a fair explanation of Dave in this comment. I definitely think much of his “baby steps” needs to be updated. Just for example, $1000 in savings is just going to cause someone to get further into debt when an emergency comes up.
I like the 20/30/50 rule for budgeting (20% saving, 30% fun and 50% needs). If you have bad debt (consumer debt, bad auto loan, etc), then minimize your fun spending the most you can in order to wipe out that bad debt as quickly as possible. But of course also save up at least on month of needs or your largest deductible (whichever is greater). Then once the bad debt is gone save up a 3-6 month emergency fund (according to your personal risk/comfort level).
I also think it’s important to not be too hard on yourself. Some months you’ll be over budget and some months you will be under. That’s why I think it’s important, like you said, to leave some room in the budget and not get caught up in zero dollar budgeting.
I agree with all of those. Some of my favorite clothing I’ve gotten thrifting. I’ve been able to find never worn brand name clothing for way cheaper. Heck. I recently got a pair of Eddie Bauer shorts, never used (still had the baggie with spare buttons attached to the waistband), for $5.
Video games. Unless it’s a game I play with friends I typically wait for it to drop in price significantly.
Ditto. They also smelled worse too. We found that the Target brand diapers when Target has their gift card deals was the time to stock up on their whipes and diapers.
I wish I knew what I was doing because I very rarely get that stuff, unless I go to Shorts. Then that crap shows up in both the Shorts and my recommendations. After ignoring them for a couple days they go away and stay away as long as I also avoid Shorts… So maybe that’s the key?
This is why when I want to support an artist I purchase vinyl. I get better art than the CD and it looks better on a shelf than a CD. Vinyl isn’t about audio quality. It’s about collecting, supporting the artist, and the experience.
I’ve been looking forward to this remake for a while.
I noticed the fire and I noticed the tent. I was too distracted by the hands to notice that the fire was in the tent… What has AI images done to me? Haha.
I’ve never had the roundabout one either. But I do often get ones where I’m on a rural highway and it will give an alternative route to exit the highway, take this long twisting road that dumps me back on the highway ahead of me, adding a needless 40 minutes. Haha.
I stopped at the same point and for the same reason. Season 2 Yennifer didn’t even seem congruent with Season 1 Yennifer.
Do I have to register or affiliate with a party before I vote in the primary?
No. A registered voter is not required to pre-register or take any steps towards affiliating themselves with a party before voting in a party’s primary election. (§162.003) Additionally, when a person registers to vote in Texas, they do not register with any kind of party affiliation.
This is all on that same source that you accused the other user of not reading…
Right after the section you quoted: "If a voter has not yet affiliated with a party, they are able to vote in either party’s primary election. "
So to your original point. You do not need to be affiliated to vote in the primary, but if you are affiliated you must vote in your affiliated party’s primary.
Yeah. The title actually made me think they had rolled out the ability for Google to remove an app from my phone when it’s been removed from the Play Store.
The firearm is called the great equalizer for a reason.
Oh jeez. I completely forgot about Frontpage. That just brought some memories back.
I don’t have the time and the money anymore to build a gaming PC. Consoles let me continue to play games. I’m especially thankful for the Steam Deck for this.
They give you a discount per month. So for example, a $1000 phone is on sale for $600, but they don’t give you $400 off up front. Its a $11.11 per month discount for the next 36 months. You pay $16.67 per month until its paid off. If you pay it up front you pay $1000. If you leave early or pay it off early you lose the $11/month discount on the payment for the phone
Its intended to lure people in for an advertised cheap or free phone, but then you’re stuck with them paying for the device.
Because people finance their phones with AT&T, usually without realizing it. “Free” phones and discounted phones are not usually free or discounted. You’re forced to stay with them to get the discount off each month. I hate it because I’d rather just pay for my phone outright and be done, but then you actually pay more.
Keep in mind that the cops don’t have to provide you with their reasonable suspicion in order to demand ID. It’s not until court that they have to provide their reasonable suspicion. So they have plenty of time to come up with justification after the fact.
Also, on the Fifth Amendment I thought I had read somewhere about a case where a man simply remained silent and never once invoked his right and it didn’t end well for him. I cannot remember the details, but for some reason I thought that you still had to invoke the fifth even if you have not yet answered any questions. I’ll have to look back into this later and post back if I find the story.